OneBeacon Insurance of Canton, Mass., issued a list of tips aimed at helping small-business owners prepare for possible floods and cope with the impact when they do arrive.
All the water pouring into New England recently served as a not-so-gentle reminder that flooding can be a real headache for homeowners. But it’s also a big potential problem for business owners, too.
OneBeacon Insurance of Canton, Mass., this past week issued a list of tips aimed at helping small-business owners prepare for possible floods and cope with the impact when they do arrive.
Before a flood takes place, OneBeacon recommends that business owners:
- Determine their property’s elevation and location in relation to a floodplain and local water sources.
- Consider measures to make the property watertight or installing pumps if the building is in an area susceptible to floods.
- Develop a plan to limit their losses and continue operating during and after a flood, including the possibility of moving critical employees to another location.
- Regularly check and clean the drainage systems in and around the property.
Once a flood occurs, there are several other steps that business owners should consider:
- Monitor the drain systems to avoid a buildup of debris.
- If they need to evacuate, they should secure the building as much as possible, making sure all windows and doors are sealed shut and the power is turned off at the main shutoff.
- Stay away from using electrical equipment in standing water, and do not restore power if it was turned off until all electrically charged components have been checked.
- Hire a professional contractor to remove any standing water after a flood, and service any damaged septic tanks or leaching systems as soon as possible.
- Continue to check and clean drainage systems after the flood.
- Evaluate the effectiveness of flood-proofing measures and emergency procedures, and consider adjusting them for a future emergency if necessary.
Do you have a consumer issue you want us to address? E-mail The Patriot Ledger at firstname.lastname@example.org.