Ohio’s everyday heroes now can receive a lower rate through the Ohio Housing Finance Agency’s (OHFA) First-Time Homebuyer Program. Ohio Heroes offers a 30-year fixed mortgage to first-time homebuyers who are active military personnel or military veterans, firefighters or emergency medial technicians-paramedics, healthcare workers, police officers or teachers.

“Ohio’s heroes work hard in critical jobs to make a difference in our lives through improved education and necessary safety and healthcare,” said Doug Garver, Executive Director for the Agency. “Because of their selfless acts, we welcome this opportunity to give back to these public servants by making it easier and more affordable for them to purchase a home.”

The borrowers have to be full-time professionals and meet OHFA’s First-Time Homebuyer Program standard mortgage guidelines. The mortgage is being offered at a quarter of a percent under OHFA’s rate for the First-Time Homebuyer Program. In addition, a temporary federal exemption allows veterans who may have owned a home in the past three years to qualify under the First-Time Homebuyer Program.

To learn more about the Ohio Heroes program or to locate a lender in your area, visit www.ohiohome.org.